蒙地卡罗马雷特拉（Mareterra）位于海上填海地基约15英亩（约6.07公顷）上，成为超高端房地产的代表。该项目2017年仍在建设期间即预售114套滨海住宅，价格从1600万欧元到接近5亿欧元不等；有一套三居室挂牌价超过6000万欧元（约7000万美元）反映其极端昂贵。Mareterra离蒙地卡罗“蒙地卡罗大奖赛”赛道及游艇港仅数分钟步行，位于仅有3.9万名居民的公国中，形成极端稀缺的高端市场。
2024年6月，蒙地卡罗被金融行动特别工作组（FATF）列入灰名单后，主权国及财政部长Pierre-André Chiappori主导了监管收紧；在国王Albert II支持下，政府将洗钱高风险前线锁定为房地产、游艇、运动经纪和私营银行，并透过新设的蒙地卡罗金融安全局（Autorité Monégasque de Sécurité Financière）加强“了解你的客户”(KYC)与可疑交易通报。过去一年，监管机构已对6家公司开罚，其中包括两家未尽调查责任的房地产中介，其中一家涉及Mareterra。
从电子邮件和初步契约资料可见，Mareterra前期交易虽有筛选机制，仍显示高额资金高度集中：买方曾需通过Patrice Pastor及开发商L’Anse du Portier面谈以确定“最佳人选”，并有早期与俄罗斯相关方逾10亿欧元的交易，包括Krivchenko与Kuptsov计划各购买4间别墅（每间约1亿欧元，后改为1间2300平方米即约25,000平方英尺的别墅）、Valeriy Votinov与其后续增购约1.35亿欧元的“Dream Catcher”住宅、以及Rinat Akhmetov以4.71亿欧元购得五层楼。更长期而言，虽监管改革提升银行与居留门槛并使部分中国与俄罗斯买家受阻，但官方认为此代价可换取声誉保护。
Mareterra in Monaco, built on reclaimed land, has become a flagship showcase of ultra-high-end real estate in Europe. The development’s apartments were pre-sold in 2017 while still under construction, with 114 waterfront units priced from €16 million up to almost €500 million. A three-bedroom listing above €60 million (about US$70 million) sits in that context. The project is within walking distance of Monaco’s Grand Prix circuit and yacht harbor, making it one of the priciest and most sought-after micro-markets despite the principality’s small scale of 39,000 residents and a footprint of about 15 acres (about 6.07 hectares).
Monaco was added to the FATF grey list in June 2024 and responded with major compliance reforms led by Finance Minister Pierre-André Chiappori under Prince Albert II. Authorities identified four money-laundering-prone sectors: real estate, yachting, sporting agents and private banking. Through the new Autorité Monégasque de Sécurité Financière they tightened know-your-customer (KYC) and suspicious-activity reporting rules. In the past year, six firms were sanctioned by the regulator, including two real-estate agencies, one linked to Mareterra.
Bloomberg Businessweek’s review of emails and preliminary deeds shows both selective vetting and lingering exposure. Buyer interviews were designed to admit “the best people,” and many applicants were screened out, yet early Mareterra deals involving Russian-linked parties exceeded €1 billion. Notable transactions included Krivchenko and Kuptsov’s proposed €100 million-per-villa purchases, Votinov’s bids above €500 million plus an additional €135 million for Dream Catcher, and Rinat Akhmetov’s €471 million acquisition of five floors in Le Renzo. At the same time, stricter banking, residency and KYC rules are cooling demand: Monaco fell 10 spots to 14th in an ultrarich-appeal ranking, and some banks report difficulty with Chinese and Russian clients, while officials frame the restrictions as a permanent tradeoff to protect reputational risk.