PayPal Holdings Inc. 正与高盛及 Evercore 等顾问合作，评估包括出售或分拆在内的各种策略选项，显示这家支付巨头正面临重大转型压力。

Stripe 与私募股权公司 Advent 联手出价约每股 60 美元、总额逾 500 亿美元收购 PayPal，其中 Stripe 对 PayPal 旗下热门行动支付应用程式 Venmo 尤感兴趣，此消息带动 PayPal 股价单日最高飙涨 17%，创历史最大盘中涨幅。

PayPal 自 1990 年代末成立以来虽是数位支付先驱，但近年因苹果、Alphabet 等竞争对手抢占市场而面临困境，新任 CEO Enrique Lores 计划在未来两至三年裁减约 20% 员工以削减成本、重振公司，而 Stripe 则持续扩张，最新估值已达 1,590 亿美元。

PayPal Holdings Inc. is working with advisers Goldman Sachs and Evercore to explore strategic alternatives, including a potential sale or breakup, as the fintech pioneer faces mounting competitive pressures in the digital payments landscape.

Stripe and private equity firm Advent have jointly offered approximately $60 per share—totaling more than $50 billion—to acquire PayPal, with Stripe showing particular interest in Venmo, PayPal's popular mobile payment app; the news sent PayPal shares surging as much as 17% intraday, its largest such gain on record.

Founded in the late 1990s as a digital payments pioneer, PayPal has struggled to modernize amid competition from Apple and Alphabet; new CEO Enrique Lores plans to cut roughly 20% of the workforce over the next two to three years, while acquirer Stripe—valued at $159 billion—continues expanding aggressively into crypto-related payments through recent acquisitions.