PayPal Holdings Inc. 正與高盛及 Evercore 等顧問合作，評估包括出售或分拆在內的各種策略選項，顯示這家支付巨頭正面臨重大轉型壓力。

Stripe 與私募股權公司 Advent 聯手出價約每股 60 美元、總額逾 500 億美元收購 PayPal，其中 Stripe 對 PayPal 旗下熱門行動支付應用程式 Venmo 尤感興趣，此消息帶動 PayPal 股價單日最高飆漲 17%，創歷史最大盤中漲幅。

PayPal 自 1990 年代末成立以來雖是數位支付先驅，但近年因蘋果、Alphabet 等競爭對手搶佔市場而面臨困境，新任 CEO Enrique Lores 計劃在未來兩至三年裁減約 20% 員工以削減成本、重振公司，而 Stripe 則持續擴張，最新估值已達 1,590 億美元。

PayPal Holdings Inc. is working with advisers Goldman Sachs and Evercore to explore strategic alternatives, including a potential sale or breakup, as the fintech pioneer faces mounting competitive pressures in the digital payments landscape.

Stripe and private equity firm Advent have jointly offered approximately $60 per share—totaling more than $50 billion—to acquire PayPal, with Stripe showing particular interest in Venmo, PayPal's popular mobile payment app; the news sent PayPal shares surging as much as 17% intraday, its largest such gain on record.

Founded in the late 1990s as a digital payments pioneer, PayPal has struggled to modernize amid competition from Apple and Alphabet; new CEO Enrique Lores plans to cut roughly 20% of the workforce over the next two to three years, while acquirer Stripe—valued at $159 billion—continues expanding aggressively into crypto-related payments through recent acquisitions.