然而，这波热潮伴随著高度财务杠杆，散户融资余额在过去一年内暴增了160%，甚至导致六月份的交易违约金额创下历史新高，引发专家对于股市过热与泡沫化风险的强烈担忧。
面对市场过热的隐忧，许多证券商已开始收紧放贷条件、调高利率并进行压力测试，但多数投资人与外资机构仍看好台湾半导体产业的全球主导地位，预期牛市将会持续。
Driven by the artificial intelligence (AI) boom, Taiwan's stock market has experienced an unprecedented surge, attracting a large number of young and retail investors who leverage low-interest loans to enter the market, briefly lifting the market to the world's fifth largest.
However, this rally is accompanied by high financial leverage, with retail margin debt skyrocketing by 160% over the past year, and transaction defaults in June hitting record highs, sparking strong concerns among experts about market overheating and bubble risks.
In response to potential overheating, many brokerages have begun tightening lending terms, raising interest rates, and conducting stress tests, yet most investors and foreign institutions remain optimistic about Taiwan's global semiconductor dominance and expect the bull market to continue.