銀行業實習生的角色正在發生轉變,他們不再只是學習,反而開始教導資深銀行家如何使用人工智慧(AI)。部分實習生甚至被指派建立新的 AI 代理程式,以簡化團隊的日常工作流程。
為因應數位化趨勢,各大銀行正積極調整其招募與培訓計畫,將重心轉向 AI 與資料科學。例如,桑坦德銀行今年有高達 76% 的畢業生加入與 AI 和數據相關的計畫,遠高於去年的 45%。
AI 技術協助自動化製作簡報與資料分析等例行性工作,使畢業生能更快投入解決複雜問題。然而,儘管工作效率提升,實習生們表示銀行業工時過長的常態並未因此改變。
The role of banking interns is shifting as they are no longer just learning, but are instead teaching senior bankers how to use artificial intelligence (AI). Some interns have even been tasked with building new AI agents to streamline their team's daily workflows.
In response to the digitalization trend, major banks are actively adjusting their recruitment and training programs to focus on AI and data science. For instance, 76% of graduates joining Banco Santander this year are entering programs related to AI and data, a significant increase from 45% last year.
AI technology helps automate routine tasks such as making presentations and analyzing data, allowing graduates to engage in complex problem-solving much earlier. However, despite the increased efficiency, interns noted that the industry's notoriously long working hours remain unchanged.