银行业实习生的角色正在发生转变,他们不再只是学习,反而开始教导资深银行家如何使用人工智慧(AI)。部分实习生甚至被指派建立新的 AI 代理程式,以简化团队的日常工作流程。
为因应数位化趋势,各大银行正积极调整其招募与培训计划,将重心转向 AI 与资料科学。例如,桑坦德银行今年有高达 76% 的毕业生加入与 AI 和数据相关的计划,远高于去年的 45%。
AI 技术协助自动化制作简报与资料分析等例行性工作,使毕业生能更快投入解决复杂问题。然而,尽管工作效率提升,实习生们表示银行业工时过长的常态并未因此改变。
The role of banking interns is shifting as they are no longer just learning, but are instead teaching senior bankers how to use artificial intelligence (AI). Some interns have even been tasked with building new AI agents to streamline their team's daily workflows.
In response to the digitalization trend, major banks are actively adjusting their recruitment and training programs to focus on AI and data science. For instance, 76% of graduates joining Banco Santander this year are entering programs related to AI and data, a significant increase from 45% last year.
AI technology helps automate routine tasks such as making presentations and analyzing data, allowing graduates to engage in complex problem-solving much earlier. However, despite the increased efficiency, interns noted that the industry's notoriously long working hours remain unchanged.